Vehicular Accidents: What to do before and after collision

When minor vehicular accidents happen, involved car owners usually just end up blaming each other and overlook what should be done for future settlements. Aside from the possible injuries, accidents can be the worst nightmare if you don’t know what you have to do to save you from the headache after the scenario. Here are some steps which could help you regain control during a minor accident and remind you of what should be done for future claims.


Upon Collision

Stop your vehicle. It’s hard enough to lose control of your vehicle, but it can also be fatal for other motorists if you let the vehicle take control over you. Regain control of your vehicle and stop it from hitting others. In some countries, it is illegal to move the vehicle from the accident area, so try to warn the passing traffic by turning on the hazard lights.

Check the vehicle for dangerous damage. Gas leaks could turn any minor vehicular accident into a full-blown disaster. Turn the ignition off, go around the vehicle and check for any visible gas leaks or other things that could be as potentially dangerous.

Stay clear of the vehicle. You can’t afford more injuries, so it’s best to move away from it as soon as you have done the previous steps. Don’t linger too much on inspecting the vehicle; just check out the obvious and warn others who are involved of the damage which could also be harmful to them.

Check for injuries and call for medical services. After making sure that you are safe from further harm, check yourself for any injuries. Ask help to any willing motorist to call for medical help if you are suffering from minor injuries. It is also best to report the incident to the police which could help settle the damages and control the traffic caused by the accident.


After the Collision

Exchange information with the other driver. Make sure that you get the real identity and contact information of the other driver by asking for a valid ID, or better yet, ask for their driver’s license. Ask for the names of any passengers. Ask for the number of driver’s insurance company as well as the coverage they have applied for. Take note of the vehicles make, model, year and license plate number.

Get witness statements. Ask people or passing motorists who are open to give witness statements to write down their name and telephone number. You can also ask them to leave a signed witness statement if they cannot wait for the police to arrive on the scene.

Speak with police and obtain a copy of police report. You and the other driver involved should be prepared to give personal accounts of the accident Use the witness statements to confirm your personal account. After all the statements have been gathered, ask the police where you can claim a copy of the police report. Cooperate with the police until they allow you to leave the scene.

Now what’s left to do is to contact the insurance company. If the other party is at fault, the claim process may be tedious but it is best to remain in contact with the insurance company until you have completed the settlement.

Nobody wants to get into a car accident. But as much as any driver would want avoid it, accidents do happen due to recklessness. Prepare yourself and lessen the troubles minor accidents can cause by keeping your mind in track and informed.

by: Bianca Villares